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Purchasing Power in Europe Rises to €14.8 Trillion in 2025

In 2025, Europeans have an average purchasing power of €18,768 per capita. At 3.5%, per capita purchasing power growth is lower than the previous year. On average, Europeans have €632 more at their disposal than 2024. But how significant are the differences between European countries? Which nations show the highest purchasing power – and which regions across Europe may offer new opportunities in 2026?

Purchasing Power Map of Europe

Purchasing Power Map of Europe with Purchasing Power Per Capita 2025

Purchasing Power Ranking Europe 2025 – Top 10 Countries

Rank 2025CountryPopulationPurchasing Power Index*
1Switzerland9,021,529286
2Luxembourg689,029245
3Iceland380,735202
4Norway5,580,976185
5Denmark5,991,261170
6Austria9,176,420167
7Germany83,748,038163
8Ireland5,400,154162
9United Kingdom68,507,444159
10Belgium11,876,021157

*Index per capita; 100 = European average

Even within the top 10 of the Purchasing Power Ranking Europe 2025, significant differences become apparent. Switzerland, ranked first, shows nearly double the per capita purchasing power of Belgium in tenth place.

Diagram showing per capita purchasing power in 2025 for the top 10 countries in Europe: Switzerland, Luxembourg, Iceland, Norway, Denmark, Austria, Germany, Ireland, United Kingdom, Belgium

Across Europe as a whole, disparities become even more pronounced. Switzerland’s per capita purchasing power is approximately 14 times higher than that of the lowest-ranking country. The gap between the highest and lowest country amounts to €49,837 per capita.

Overall, 17 countries (approx. 40%) are above the European average with an index above 100, while 24 countries (approx. 60%) remain below this benchmark.

Purchasing Power Differences Within European Countries: The Example of Poland

Purchasing power disparities are visible not only between countries but also within individual nations across administrative, postal, and micro-geographic levels. National averages are not sufficient to reflect these internal differences and may conceal existing regional potential when used as the sole reference point.

Poland ranks 26th in the European comparison with a purchasing power index of 69, clearly below the European average. However, a regional perspective reveals a more differentiated picture:

Rank 2025NUTS-3-RegionPopulationNational Purchasing Power Index*
1Miasto Warszawa1,854,972179
2Miasto Kraków805,615143
3Miasto Poznań533,162142
4Miasto Wrocław669,429147
5Trójmiejski756,381131
6Miasto Łódź641,568123
7Warszawski Zachodni718,969122
8Katowicki681,619120
9Miasto Szczecin384,445116
10Gliwicki431,034112

* Index per capita, 100 = national average

While more rural areas show below-average purchasing power, the capital region of Warsaw reaches an index of 124 in the European comparison. Its purchasing power level exceeds that of numerous regions in France, the United Kingdom, Spain, and Italy.

Even more detailed insights are available at the postal code level:

Purchasing power per capita in Warsaw in 5-digit postal code areas

The purchasing power data provided illustrates the importance of granular regional data in identifying disparities and uncovering additional market potential. Understanding and leveraging Europe’s regional diversity opens up new perspectives for expansion and growth in 2026.

Purchasing Power Europe 2025 as a Basis for Analysis in 2026

The figures presented in this article are an excerpt from MBI’s comprehensive Purchasing Power Europe 2025 dataset, now available. Together with additional market and risk data across up to five spatial levels, the purchasing power data provides companies in 2026 with a robust foundation for forecasting, strategic planning, and data-driven decision-making. Organizations across various industries use MBI’s globally standardized and internationally comparable purchasing power data for market and location analysis, international sales and expansion planning, potential assessment, and the structured evaluation of regional markets in a global context.

*Europe: This Europe total data set includes the 41 most important countries, excluding Ukraine (no data for 2025 due to war).

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